Monday, November 12, 2007

How to survive graduate studies

How to survive graduate studies
http://business.inquirer.net/money/personalfinance/view_article.php?article_id=100356

While working as the migrant desk project officer at the Jesuit-run John J. Carroll Institute on Church and Social Issues, and a first time Journalism instructor at his alma mater, Jeremaiah Opiniano, 31, an AB Journalism graduate from the University of Santo Tomas, took up MA Development Communication at the University of the Philippines- Open University in 1999. Learn how to be a master multitasker like Opiniano.

If you want to earn it – go for it. Jere says apart from growing professionally, nurturing his passion for non-profit work and communication studies prompted him to take up his master's degree. Apart from required courses, he also took up three cognates from UP-Diliman to get a feel of residential studies. "The degree is research-based. The training was difficult. I even got a 2.00 (or an "average" grade) for one of my electives but that's okay– I learned a lot. The whole process was really good," he recalls.

Set your priorities. With a 9-to-6 job and a 3-unit teaching load, Jere had to be disciplined to breeze through his graduate studies. "What's good in an open university is that it's a perfect fit for a graduate student who also works," he says. For him, graduate studies are also a responsibility, since you'll handle it among other things, including relationships. "If you really want it, you will do everything to get it. It also depends on the person if he or she can handle this added responsibility of further studies," he cautions.

Tap all available support. With a little savings, plus his parents' support, Jere was able to finance his studies at the start. Eventually, he set aside part of his income for school. The P20,000 grant he got from the Philippine Social Science Council, apart from the logistical support he got from the International Institute on Rural Reconstruction (his research subject), mainly aided his research, which was tedious and costly during data-gathering. He also credits ICSI for letting employees pursue graduate studies.

Develop the habit of scholarship. During the application process, it's always asked if you can really be a teacher or a researcher. "And you have to be willing to be trained like that – madali pa nga ang training dito, sa ibang bansa, mas pahirapan," Jere points out. But there are also some students who don't want to do theses since they are laborious and costly. "But for me, thesis is important because that's the measure of what you learned."

Aim for quality education. Seek one where you can learn the most, Jere says, whether you enroll in one of the top universities or other graduate or professional schools. If you think you're not cut out for graduate studies or that you can't finish the program because of burnout or other priorities, consider taking either certificate courses here or abroad. "There's really a disparity between the number of enrollees versus those who graduate. If you realize you can't do it, then leave. You can get professional advancement elsewhere," Jere advises.

Sunday, November 11, 2007

Credit Cards

Last September my hubby decided to cancel his current credit card and to apply for a new credit card from different bank as his current credit card is not accepted in all establishments simply because his card is not a master/visa card.

So he used the help of http://www.cardguide.co.uk/ to check what card he will avail. Since his previous credit still has a balance from his previous transactions he also avail the 0% credit cards from http://www.cardguide.co.uk/transfers.html so he can close his credit card as soon as he receive his new card.

Now he's very happy with his new credit card as he can use it anytime and anywhere even on his online purchases. But I'm more than happy than he is as he promised me to buy a new N95 for my birthday using his card. Yehey!


Friday, November 9, 2007

non-sense

It's friday again but I'm not excited as before. This weekend I'm sure that I will be more pagod than ever as I'm scheduled to wash and iron our clothes tomorrow. I also need to the house and our bathroom located in our bedroom.

Haayyy... hirap talaga ng walang maid. Sana lang dumating na yung maid na kinukuha namin....





Wednesday, November 7, 2007

Christmas Shopping

Do you know that you can actually save money by doing your Christmas shopping during black friday (a day after Thanksgiving) instead of doing it on a regular day?

At black-friday.net you will save the hassle of having to stand in line at the store early in the morning just to make sure that you will be able to buy the things that you needed or your gifts for your family, friends, godchildren, neighbors, co-employees and love ones. They also offers e--mail alerts to let you know when the black friday ads has been posted they ensure that their site is consumer friendly and useful for planning our holiday shopping.

As of today we are planning to source our gifts for our godchilren from Disney Store, shirts, jeans and other apparel that we are going to give for our parents and for hubby too from Tommy Hilfiger and we will definitely buy from Home Depot for our house improvement.

This post is sponsored

Tuesday, November 6, 2007

Holiday Shopping

Are you tired of queuing in a very long line in the cashier to pay for the items that you are going to give as gifts this Christmas? Or would you like to save some money when shopping for Christmas presents?

I found this site that offers great bargains on black friday items that will save you the hassle of having to stand in line at the store at 5am. This site also offers to email alerts to let you know when new black friday ads have been posted. It was indeed a consumer friendly site that is very useful for planning your holiday shopping. You can save money when shopping or buying items during Black Friday or the day after Thanksgiving.

If you still don't have anything in mind and need gift ideas on what you are going to give to your co-employees this Christmas you can source them from officemax specials. They have variety of office essentials that will be more useful on their everyday work. I'm sure that they will be thankful/greatful on what you are going to give them.



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Monday, November 5, 2007

mylot

I join Mylot three months ago and I could say that I'm happy joining this community, learn a lot of things from other members and earn from this community as well. I have been using http://www.mylot.com/dhedows118 since then. If you want to try it you may access that link, you may also include me as your friend.

I hope to gain more friends and learn more at the same time earn more from this site.

What a wonderful world!

catching up

We still don't have house help and it seems like there's no linaw if we're going to have one this week (I do hope na magkaron na!), hirap talagang humanap ng maid this time around. I'm really tired of doing all the domestics jobs and I even got tired during the long weekend last week as the 2 nephew of hubby spent their 2 weeks vacation here and they are so kulit.

Instead of practicing my right to vote I decided to go to dangwa to buy flowers that we are going to use for November 1. On October 31 (last day in teh office before the holidays) I left the office earlier than usual as I still need to continue the flower arrangements I started earlier that day. We decided to just stay in the cemetery to finish all the flower arrangements including the arrangements that we are going to bring to Batangas for my grandmother and other deceased relatives of my mom. So we setup our camping tent for the kids, my father, and mother-in-law to use while me and my husband decided to sleep in the Nissan Patrol with an aircon on, good thing we don't pay for the gas lol.

The whole day of November 1 was spent in Holy Garden and the kids enjoy participating with the games prepared by Holy Garden's management while the oldies spent time sleeping and eating. After the 8 minutes fireworks we went home na as we are all tired to join the camping night again.

The following day we went to Sta.Rosa cemetery to pay respect to my father's deceased parents, we only spent less than 2 hours there then we went home to rest and just postponed our plan to go to Batangas the following day to visit my mom's cousins.

Sunday we just stay at home to prepare for the long week ahead. I also started doing my blogging assignments.

Hotel Reservations

Since I was a kid I'd like to travel a lot. Whether it's just within the city or out of town. I like to go to beautiful and scenic places. And now that I am earning from my regular job and an extra from blogging I am now capable of going out of the country for a vacation and not just work related as I used to on my previous travels abroad.

I would like to travel with my husband and visit Spain which I long to see since I was young. Believe it or not I watched all shows that was shoot or featured Spain from local production to international production such as Korean films, Taiwanese films (I was even hooked on Meteor Garden especially their part 2 where they shoot in Barcelona Spain), Malay films, Indo films and the like. That's how I am love struck with the beauty of Spain.

With that dream vacation in mind, I have started checking with local travel agencies here in Philippines but the cost of their package will cost me an arm and leg. Then, I found out that some of the airlines sometimes offers great bargains on tickets during off season, great deal isn't it especially if I will be able to get their US$1 fare (of course taxes and insurance are not included)! So I tried searching for accomodations and I happen to find Hotel Reservations site and was amazed on their wide selections of accomodations from hotels, motels, resorts to vacation rentals and the like. The price are very competitive from others and sometimes even way cheaper than booking directly from hotels desk. They even offer great discounts on world wide destinations.

Just in case our dream vacation will pushed through next year we will definitely book from Hotel Reservations.

Planning this dream vacation of ours makes me so excited! I will definite visit the most famous Sagrada Familia in Barcelona, Spain and I will make sure that I will be able to toss a coin in one of the fountain at the park and drink water from their running water as there's this belief that when you drink water from that you will be back in Spain. He he he




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Holiday Cheer Throughout the Year!

The holiday season is just a few weeks away! In three week time we will be celebrating Thanksgiving then after a month it's time for Christmas and New Year! As early as now, we already finish the list of those persons we are going to give presents this Christmas. Unfortunately all malls and other shopping destinations are already crowded with shoppers and that will give us a hard time buying gifts from those establishements.

Good thing CouponChief.com is there to make completing our gift list a lot easier.

We are planning to give shirts for the guys so we will give out Gap coupons from Gap.com instead, atleast they will be able to choose the color and style they want. For sports minded we'll give out speedo coupons. And we will order greeting cards from iPrint.com deals, to show everyone (even those who are abroad) that we don't forget them even if we are miles and miles apart.

As a gift for myself (a reward actually) for all the hard work and all the sacrifices I am planning to get a laptop from Dell Home coupon codes. Whoohoo lol.

Since I travel a lot (business related), I'm planning to get new Samsonite Luggages if I find great luggage online deals. I would love to get a light green luggage this time for easier identificatio.

Of course I'm not going to forget my pets so we will order some goodies from petsmart deals.




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Sunday, November 4, 2007

Blog about loans!

About three years ago we decided to renovate our house and have a kitchen make-over. On the time of renovation we found out that our stairs does not match with the layout of our kitchen and living room so we decided to change it. That time we are already running out of budget and we need more money in order to complete the renovations of our house.

So we decided to file for a loan in one of our countries leading private bank and it took us sometime to complete all the requirements, processing and waiting for approval before we were able to get our loan. Not to mention the hassle of not report for work just to make sure that we were able to comply with the requirements of the bank.

This year we plan to buy a new car and we need to file for a car loan. But since we already experience how to have a loan with the bank me and my husband decided to search the internet to look for a better way to have a loan, and not having a large interest rate. Then we found online loans where we can have a car loan without a fuss and not getting into debt all our life.

You can also vist http://www.nationsfinance.co.uk/loans/personal-loans.html for personal loans and http://www.nationsfinance.co.uk/loans/secured-loans.html for secured or homeowner loans.


This Post Sponsored By: Nations Finance

Garage Cabinets

Aside from kitchen, audio/video room and bedroom you will often find me and my husband in the garage as we'd love to play with our 5 dogs in that area when our car is being used by my dad. All the toys for the dogs, tools that are used for the car not to mention the spare parts and garden tools are all stock in our garage area.

Good thing there's CarGuyGarage.com where we can order cabinets for our garage to make it more organize and to have a place where we can hide all those stuff we kept in our garage. We are really looking for a garage cabinets for such a long time good thing we were able to encounter this very reliable site when we google for a good source of cabinets.

garage cabinets is the best way to find your stuff easier!

I'm now part of PPP family!

I am finally part PayPerPost family that is growing and growing big as the days, week, months and years pass by! I've been waiting for payperpost approval from the first day I signed up my blog and even work with my blog to gain some ratings to make sure that my blog will be approved and now the long wait is over. I am now one of their newest posties and I am very very happy!

Now I can blog about the things I specifically love and at the same time get paid for it. What more can I ask for? That's what every woman love, earning while doing the things they enjoy. Moreso, I can now earn extra money that I can use to buy the things I long to buy before and the things we need for our house without needing to go outside and sweat. All I need to do is to sit infront of my computer like what I'm doing whenever I don't have work and take advantage of all the opportunities that will be given by payperpost at the comfort of my home.

I learned about Payperpost through my online community and everytime payperpost was discussed they sound very happy and satisfied with it especially on the earnings they receive so I decided to join and give it a try. Now all I need to do is to convinced my husband to convert our internet connection to broadband to make sure that I will be able to grab more oppurtunity by having a faster connection. I know that I can easily convince him when I show him how much I earn in blogging lol...

It's easy to join PPP all you need to do is sign up in https://payperpost.com/ and enroll your blog and wait for you blog to be approved, once your blog was approved then you can start grabbing opportunities from payperpost like what I'm doing now. Thanks to PPP for being the bridge between advertisers and bloggers and make earning dollars while blogging possible for bloggers like me.